Why you need a financial advisor

• The provisions that government and industry make for the individual's retirement and health care, are steadily dwindling.
• Retirement, health and disability planning are increasingly becoming the responsibility of the individual.
• Without financial planning, the individual will encumber their family with the costs of their retirement and health care.
• The adaptations to government legislation and the innovations to the financial products available are intricate and it can be confusing.
• The appropriate financial adviser will impact your financial future in an enduring and significant way.